The St. Louis problem
It is not the cold. It is the cycling.
NOAA's 1991–2020 normals for Lambert put 84.9 nights a year at or below freezing, but only 19.3 days that never climb back above it. Most St. Louis freezes thaw the same day.
That daily swing is what makes an under-insulated, under-sealed attic here different from one in Minnesota. Warm wet air pushes up through the ceiling all night, hits cold sheathing, condenses, and then everything warms up and dries just enough that nobody ever sees it — until the plywood is dark and the batts are matted flat. And in a zone 4A summer, the same missing insulation runs the other way through 1,713 cooling degree days.
Have someone look at it →